While the festive season closes in, Claudia Roman loses 200 thousand dollars in a gambling scheme plotted by her best friend Jane White. The money was meant for her daughter's tuition, her father's medical bills, and the living expenses of her family of three, so to win the money back, Matt Swain joins the game. Initially, he intended to leave after winning the same amount back, but Jane and Kelvin Grant kidnap Claudia, forcing him back into the gamble.